Narrowboat Insurance……..

Well that time has come around again………….. Yes Insurance time………..

I have always had the ” Fully Comprehensive ” insurance for Alacrity. Her first policy was with Michael Stimpson, real personal service. Then he merged with Mardon Marine who are now part of Towergate. Up until now I have not changed my brokers………..so what made you change I hear you ask……..Well when I looked at how my premium was put together I found that first there was the actual insurance cost plus an arrangement fee then get this a voluntary donation to their charity………….there was a note later on saying that I could deduct the charitable amount if I wanted to.

My view is that they had no right to add this amount even though I could elect not to pay it, It is the assumption that annoyed me. I regularly give to charities that I choose to support and donate items to charity shops.

I don’t like tin wavers or people who accost you in shopping precincts and try to shame you into donating.

I will donate to who I choose, an amount I choose, and at a time I choose…………………………………………….             

I now insure through Craftinsure online ……………………

Tagged as: Alacrity, canal, charitable donation, charities, charity shops, craftinsure, insurance, michael stimpson, narrowboat, narrowboat insurance, shopping, tin wavers, towergate insurance, voluntary donation

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